Question 1

How do I compare two mutual funds?

Accepted Answer

Compare mutual funds on parameters such as returns across time periods, NAV, expense ratio, risk measures, portfolio holdings and fund size. Dhan Saarthi's compare tool shows these side by side for easy analysis.

Question 2

What factors matter most when comparing mutual funds?

Accepted Answer

Key factors include long-term returns versus the benchmark and category, expense ratio, risk-adjusted performance, portfolio composition, fund manager track record and consistency across market cycles.

Question 3

Does a lower expense ratio mean a better fund?

Accepted Answer

A lower expense ratio reduces cost and can improve net returns, but it is only one factor. Consistent performance, risk and portfolio quality also matter when choosing a fund.

Question 4

Can I compare funds from different categories?

Accepted Answer

You can, but comparing funds within the same category (for example two large-cap funds) is more meaningful, since funds across categories carry different risk and return profiles.

Question 5

Is the mutual fund comparison tool free?

Accepted Answer

Yes, Dhan Saarthi's mutual fund comparison tool is free to use.

Compare Mutual Funds