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Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Investors should make investment decisions at their own discretion, based on their individual risk profile and financial objectives.

Dhan Saarthi is operated by Khazana Fintech Private Limited, an AMFI Registered Mutual Fund Distributor (ARN–325085). The company acts as a distributor of mutual funds and does not provide investment advisory services as defined by SEBI (Investment Advisers) Regulations, 2013.

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Invest with clarity. Plan with confidence.

Investing guides, product explainers and market insights from the Dhan Saarthi team — written for investors who want the reasoning, not just the recommendation.

45 articles

How to invest in SIP investNew
SIP InvestingFeatured

How to Invest in SIP: A Step-by-Step Guide for Beginners (2026)

Last updated: 21 October 2026 · By Mahak Jain Quick answer: To invest in a SIP, complete your KYC with PAN, Aadhaar and a bank account, pick a mutual fund that fits your goal and time horizon, choose a monthly amount and date, and set up an auto-debit (UPI AutoPay or e-mandate). From then on, the am…

MJ

Mahak Jain

21 Oct 2026

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Parag Parikh Flexi Cap Fund vs HDFC Flexi Cap Fund
Fund Selection

Parag Parikh Flexi Cap Fund vs HDFC Flexi Cap Fund: Which Is Better In 2026?

Parag Parikh Flexi Cap Fund and HDFC Flexi Cap Fund are two of the largest and most searched Flexi Cap schemes in India, but they are built…

YB

Yashna Bhuwania

25 Sept 2026

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What Does a Mutual Fund Expert Actually Do?
Financial Advisory

What Does a Mutual Fund Expert Actually Do?

Most people who invest in mutual funds through a bank, an app, or an agent have never actually asked what that person or platform is doing b…

MJ

Mahak Jain

18 Sept 2026

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Are Mutual Fund Expert Fees Worth It?
Mutual Funds

Are Mutual Fund Expert Fees Worth It?

Quick answer: If you invest through a regular plan or work with a Mutual Fund Expert, some part of your money is going toward advice — every…

YB

Yashna Bhuwania

16 Sept 2026

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Mutual Fund 3-5-10 rule
Mutual Funds

What Is the 3-5-10 Rule in Mutual Fund Investing?

Ask five different investors what return they expect from a mutual fund and you'll likely get five different answers — most of them too opti…

YB

Yashna Bhuwania

14 Sept 2026

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How to Find a Trustworthy Mutual Fund Expert in India
Mutual Funds

How to Find a Trustworthy Mutual Fund Expert in India

Most people don't hire a doctor, a chartered accountant, or a lawyer without asking a few pointed questions first — about credentials, exper…

YB

Yashna Bhuwania

14 Sept 2026

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Best Mutual Fund to invest in
Goal Planning

Best Mutual Funds to Invest In

Most investors judge a mutual fund the way they'd judge a cricket score — by looking at the final number. If a fund has delivered strong ret…

MJ

Mahak Jain

10 Sept 2026

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Questions to ask before choosing financial expert
Financial Advisory

What Questions Should One Ask Before Choosing a Financial Expert?

Hiring a financial expert is one of the most consequential money decisions you will make in India — yet most investors pick one on trust, a…

MJ

Mahak Jain

9 Sept 2026

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Expense ratio impact on returns
Mutual Funds

Expense ratio impact on returns

Most investors check a mutual fund's past returns before investing. Far fewer check its expense ratio. Yet this small, easy-to-miss number i…

YB

Yashna Bhuwania

7 Sept 2026

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Trailing Returns vs Rolling Returns: Which one should I trust?
Return Metrics

Trailing Returns vs Rolling Returns: Which one should I trust?

Quick answer: Two investors can look at the exact same mutual fund and walk away with two completely different opinions about it — simply be…

YB

Yashna Bhuwania

2 Sept 2026

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How Much Should Be in Equity vs Debt?
Asset Allocation

How Much Should Be in Equity vs Debt?

Almost every investor asks some version of the same question at some point: how much of my money should be in equity, and how much in debt?…

YB

Yashna Bhuwania

2 Sept 2026

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Best investment options for salaried person
Asset Allocation

Best Investment Options for Salaried Person

Most salaried investors search for a fixed formula — "100 minus your age in equity" — but that rule ignores the home loan EMI, the dependant…

YB

Yashna Bhuwania

31 Aug 2026

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Frequently Asked Questions

What does the Dhan Saarthi blog cover?

Investing guides, fund comparisons and product explainers: mutual fund basics, asset allocation, emergency funds, goal planning and estate planning. Use the search bar or the category filters to find articles on a topic.

Who writes these articles?

Articles are written by the Dhan Saarthi team. Each post names its author and the date it was published.

Are the fund figures in the articles up to date?

Returns, AUM and other fund figures are as of the date stated in each article and will change over time. For current numbers, check the fund's page on Dhan Saarthi or the scheme documents.

Is an article a recommendation for my own portfolio?

No. Articles are general education and do not account for your risk profile, goals or time horizon. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing.

How do I get guidance for my own situation?

Every Dhan Saarthi investor gets their own expert. The expert understands your risk profile and goals and recommends across mutual funds, SIFs, PMS and GIFT City funds. There is no separate fee: Dhan Saarthi earns as an AMFI-registered mutual fund distributor (ARN-325085) through regular plans.

Can I use the calculators and fund tools without signing up?

Yes. The SIP, lumpsum, retirement, goal and other calculators, the fund screener, fund comparison and overlap tools are free to use with no signup.