Dhansaarthi Blog

The portfolio drift problem: when your allocation stops matching your goals

The portfolio drift problem: when your allocation stops matching your goals Imagine setting an allocation of 60% equity and 40% debt when you started investing. You chose those numbers deliberately — they matched your ri…

13 May 2026Read →

Goal-Based Investing: Why Your Money Needs a Job

Index Funds vs Actively Managed Funds: An Honest Look for Indian Investors

Why most investors underperform their own mutual funds

The portfolio drift problem: when your allocation stops matching your goals

How to know if your mutual fund portfolio is actually working

Nominee vs Legal Heir: The Mistake That Risks Your Wealth

What is fund overlap and why it's quietly hurting your portfolio

SIP pause vs SIP stop: what most investors get wrong during market falls

Why your SIP is running but your wealth isn't growing

The mutual fund portfolio checkup you should do every year

The problem with having too many mutual funds

Frequently Asked Questions

How do I add or update a nominee in my mutual fund account?

Who gets mutual fund investments after the investor’s death — nominee or legal heir?

Can I add more than one nominee in a mutual fund?

What documents are required to claim mutual fund units after the death of the investor?

Does nominee registration in a trading or demat account also apply to mutual funds?

Is it mandatory to register a nominee for mutual funds and trading accounts?