We use cookies
We use cookies to help this site function, understand service usage, and support marketing efforts. Visit Cookie Policy to change preferences anytime.
See exactly how a fund behaved every single month, not just its headline CAGR. Pick a scheme for a colour-coded grid of monthly returns, calendar-year totals, its best and worst months, and how often it finished a month in the green.
A CAGR is a single smoothed number. It hides the months that make investors sell. Monthly returns show the actual sequence — the slide, the sharp snap-back, the long flat stretch — and that sequence is what your temperament has to survive.
They also make comparison honest. Two funds with the same five-year return can have very different hit ratios and worst months. If you plan to redeem on a specific date, the smoother fund is often the better fit even at a slightly lower return.
A monthly return is the change in a fund's NAV from the last business day of one month to the last business day of the next, expressed as a percentage. Twelve monthly returns compounded together give the calendar year return.