SC
Suyash ChoudharyLead
Since Jul 2021
AUM managed
₹40,630.89Cr
Tenure
Since Jul 2021
Funds
7
Bandhan Bkg & PSU Reg Gr
Banking and PSU FundBandhan Mutual Fund
NAV
₹26.28
-0.03% today
AUM
₹12,121.96 Cr
Fund size
Expense
0.66%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹1,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#5 of 20
Risk-o-meterModerate Risk
BenchmarkNIFTY Banking & PSU Debt TR INR (100%)
Number of holdings77
Inception07 Mar 2013
Exit load0.0
Debt metrics
Modified duration2.33 yrs
Average maturity3.42 yrs
Yield to maturity7.10%
Average credit qualityAAA
Standard deviation1.31%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
GK
Since Dec 2021
AUM managed
₹54,107.02Cr
Tenure
Since Dec 2021
Funds
14
BS
Since Jun 2024
AUM managed
₹1,09,335.79Cr
Tenure
Since Jun 2024
Funds
35
About Bandhan Bkg & PSU Reg Gr
Bandhan Bkg & PSU Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by Bandhan Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹26.28 per unit and the scheme manages ₹12,121.96 Cr in assets under management. The fund charges an expense ratio of 0.66% and is benchmarked against NIFTY Banking & PSU Debt TR INR (100%). Over the trailing 5 years, Bandhan Bkg & PSU Reg Gr has delivered +5.91% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).
Regular Plan · Growth option · NAV as of 15 Oct 2026
Bandhan Bkg & PSU Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.10% | -0.17% |
| 3 months | +0.75% | +0.45% |
| 6 months | +2.53% | +2.15% |
| 1 year | +4.85% | +3.85% |
| 3 years | +6.75% | +6.59% |
| 5 years | +5.91% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.34% | +0.42% |
| 6 months | +3.02% | +2.73% |
| 1 year | +5.73% | +4.21% |
| 3 years | +21.98% | +18.81% |
| 5 years | +33.60% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Bandhan Bkg & PSU Reg Gr — frequently asked questions
What is the NAV of Bandhan Bkg & PSU Reg Gr?
The latest net asset value (NAV) of Bandhan Bkg & PSU Reg Gr is ₹26.28 per unit, -0.03% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Bandhan Bkg & PSU Reg Gr delivered?
Bandhan Bkg & PSU Reg Gr has returned +5.91% over the trailing 5 years (1 year: +4.85%, 3 years: +6.75%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Bandhan Bkg & PSU Reg Gr?
Bandhan Bkg & PSU Reg Gr charges an expense ratio of 0.66% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Bandhan Bkg & PSU Reg Gr?
SEBI's riskometer classifies Bandhan Bkg & PSU Reg Gr as Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Bandhan Bkg & PSU Reg Gr?
You can start a SIP in Bandhan Bkg & PSU Reg Gr from ₹100 per month, and the minimum lumpsum investment is ₹1,000.
Who manages Bandhan Bkg & PSU Reg Gr?
Bandhan Bkg & PSU Reg Gr is managed by Bandhan Mutual Fund, holds ₹12,121.96 Cr in assets under management and invests across 77 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Bandhan Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF194K01SN6
- Scheme code
- FS0000A18V