GK
Gautam KaulLead
Since Jul 2022
AUM managed
₹54,107.02Cr
Tenure
Since Jul 2022
Funds
14
Bandhan Credit Risk Reg Gr
Credit Risk FundBandhan Mutual Fund
NAV
₹17.34
-0.03% today
AUM
₹227.48 Cr
Fund size
Expense
1.68%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹1,000
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank#12 of 13
Risk-o-meterModerate Risk
BenchmarkNifty Credit Risk Bond B-II TR INR (100%)
Number of holdings13
Inception03 Mar 2017
Exit load1.0
Debt metrics
Modified duration2.31 yrs
Average maturity3.02 yrs
Yield to maturity7.77%
Average credit qualityAA
Standard deviation1.28%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
DL
Since Apr 2023
AUM managed
₹568Cr
Tenure
Since Apr 2023
Funds
3
BS
Since Jun 2024
AUM managed
₹1,09,335.79Cr
Tenure
Since Jun 2024
Funds
35
About Bandhan Credit Risk Reg Gr
Bandhan Credit Risk Reg Gr is an open-ended Credit Risk Fund mutual fund scheme offered by Bandhan Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹17.34 per unit and the scheme manages ₹227.48 Cr in assets under management. The fund charges an expense ratio of 1.68% and is benchmarked against Nifty Credit Risk Bond B-II TR INR (100%). Over the trailing 5 years, Bandhan Credit Risk Reg Gr has delivered +5.24% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Bandhan Credit Risk Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.05% | -0.06% |
| 3 months | +0.48% | +1.03% |
| 6 months | +2.14% | +3.99% |
| 1 year | +4.05% | +7.52% |
| 3 years | +6.13% | +9.16% |
| 5 years | +5.24% | +9.19% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +2.09% | +1.11% |
| 6 months | +2.58% | +4.47% |
| 1 year | +5.16% | +7.38% |
| 3 years | +19.94% | +26.06% |
| 5 years | +30.84% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Bandhan Credit Risk Reg Gr — frequently asked questions
What is the NAV of Bandhan Credit Risk Reg Gr?
The latest net asset value (NAV) of Bandhan Credit Risk Reg Gr is ₹17.34 per unit, -0.03% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Bandhan Credit Risk Reg Gr delivered?
Bandhan Credit Risk Reg Gr has returned +5.24% over the trailing 5 years (1 year: +4.05%, 3 years: +6.13%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Bandhan Credit Risk Reg Gr?
Bandhan Credit Risk Reg Gr charges an expense ratio of 1.68% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Bandhan Credit Risk Reg Gr?
SEBI's riskometer classifies Bandhan Credit Risk Reg Gr as Moderate Risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Bandhan Credit Risk Reg Gr?
You can start a SIP in Bandhan Credit Risk Reg Gr from ₹100 per month, and the minimum lumpsum investment is ₹1,000.
Who manages Bandhan Credit Risk Reg Gr?
Bandhan Credit Risk Reg Gr is managed by Bandhan Mutual Fund, holds ₹227.48 Cr in assets under management and invests across 13 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Bandhan Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF194KA1W39
- Scheme code
- FS0000D38R