AS
Alok SinghLead
Since Dec 2021
AUM managed
₹5,591.49Cr
Tenure
Since Dec 2021
Funds
5
Bank of India Balanced Advantage Reg Gr
Dynamic Asset Allocation or Balanced AdvantageBank of India Mutual Fund
NAV
₹25.31
+0.21% today
AUM
₹175.65 Cr
Fund size
Expense
2.10%
Regular plan
Min SIP
₹250
per month
Min Lumpsum
₹5,000
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank#24 of 27
Risk-o-meterVery High Risk
BenchmarkNifty 50 TR INR (50%) + Nifty Composite Debt Index TR INR (50%)
Number of holdings58
Inception14 Mar 2014
Exit load1.0
Risk metrics
Alpha-0.41
Beta1.12
Sharpe ratio0.33
Standard deviation9.53%
Sortino ratio0.51
Capital gains tax
Hybrid
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
Hybrid fund taxation depends on equity orientation and holding period; this scheme is treated as non-equity-oriented.
Fund managers
About Bank of India Balanced Advantage Reg Gr
Bank of India Balanced Advantage Reg Gr is an open-ended Dynamic Asset Allocation or Balanced Advantage mutual fund scheme offered by Bank of India Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹25.31 per unit and the scheme manages ₹175.65 Cr in assets under management. The fund charges an expense ratio of 2.10% and is benchmarked against Nifty 50 TR INR (50%) + Nifty Composite Debt Index TR INR (50%). Over the trailing 5 years, Bank of India Balanced Advantage Reg Gr has delivered +8.67% returns. SEBI's riskometer places this scheme in the Very High Risk category, so read the scheme information document before investing.
Investment objective
The Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Bank of India Balanced Advantage Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.82% | -2.41% |
| 3 months | -2.66% | -2.31% |
| 6 months | -2.77% | +0.81% |
| 1 year | +0.50% | -1.08% |
| 3 years | +7.25% | +7.85% |
| 5 years | +8.67% | +7.41% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | -3.58% |
| 3 months | +1.98% | -1.43% |
| 6 months | +1.50% | +5.59% |
| 1 year | +7.25% | +0.23% |
| 3 years | +30.59% | +22.29% |
| 5 years | +61.83% | +42.03% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Bank of India Balanced Advantage Reg Gr — frequently asked questions
What is the NAV of Bank of India Balanced Advantage Reg Gr?
The latest net asset value (NAV) of Bank of India Balanced Advantage Reg Gr is ₹25.31 per unit, +0.21% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Bank of India Balanced Advantage Reg Gr delivered?
Bank of India Balanced Advantage Reg Gr has returned +8.67% over the trailing 5 years (1 year: +0.50%, 3 years: +7.25%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Bank of India Balanced Advantage Reg Gr?
Bank of India Balanced Advantage Reg Gr charges an expense ratio of 2.10% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Bank of India Balanced Advantage Reg Gr?
SEBI's riskometer classifies Bank of India Balanced Advantage Reg Gr as Very High Risk, which is typical for a Dynamic Asset Allocation or Balanced Advantage scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Bank of India Balanced Advantage Reg Gr?
You can start a SIP in Bank of India Balanced Advantage Reg Gr from ₹250 per month, and the minimum lumpsum investment is ₹5,000.
Who manages Bank of India Balanced Advantage Reg Gr?
Bank of India Balanced Advantage Reg Gr is managed by Bank of India Mutual Fund, holds ₹175.65 Cr in assets under management and invests across 58 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Bank of India Mutual Fund
- Scheme category
- Hybrid
- Scheme sub-category
- Dynamic Asset Allocation or Balanced Advantage
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF761K01BR9
- Scheme code
- FS0000AOVR