AS
Alok SinghLead
Since Feb 2015
AUM managed
₹5,904.10Cr
Tenure
Since Feb 2015
Funds
5
Bank of India Cr Risk Reg Gr
Credit Risk FundBank of India Mutual Fund
NAV
₹14.52
-0.01% today
AUM
₹68.71 Cr
Fund size
Expense
1.15%
Regular plan
Min SIP
₹1,000
per month
Min Lumpsum
₹5,000
one-time
Exit Load
4.0
on redemption
Fund snapshot
Category rank#5 of 13
Risk-o-meterModerately High risk
BenchmarkCRISIL Credit Risk Fund TR INR (100%)
Number of holdings7
Inception27 Feb 2015
Exit load4.0
Debt metrics
Modified duration0.47 yrs
Average maturity0.54 yrs
Yield to maturity6.65%
Average credit qualityAA
Standard deviation4.11%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About Bank of India Cr Risk Reg Gr
Bank of India Cr Risk Reg Gr is an open-ended Credit Risk Fund mutual fund scheme offered by Bank of India Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹14.52 per unit and the scheme manages ₹68.71 Cr in assets under management. The fund charges an expense ratio of 1.15% and is benchmarked against CRISIL Credit Risk Fund TR INR (100%). Over the trailing 5 years, Bank of India Cr Risk Reg Gr has delivered +27.41% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.
Investment objective
The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
Regular Plan · Growth option · NAV as of 14 Oct 2026
Bank of India Cr Risk Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.36% | -0.01% |
| 3 months | +1.55% | +0.92% |
| 6 months | +8.46% | +4.04% |
| 1 year | +16.74% | +7.58% |
| 3 years | +9.67% | +9.18% |
| 5 years | +27.41% | +9.21% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +1.75% | +1.11% |
| 6 months | +8.53% | +4.47% |
| 1 year | +17.22% | +7.38% |
| 3 years | +31.79% | +26.06% |
| 5 years | +234.91% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Bank of India Cr Risk Reg Gr — frequently asked questions
What is the NAV of Bank of India Cr Risk Reg Gr?
The latest net asset value (NAV) of Bank of India Cr Risk Reg Gr is ₹14.52 per unit, -0.01% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Bank of India Cr Risk Reg Gr delivered?
Bank of India Cr Risk Reg Gr has returned +27.41% over the trailing 5 years (1 year: +16.74%, 3 years: +9.67%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Bank of India Cr Risk Reg Gr?
Bank of India Cr Risk Reg Gr charges an expense ratio of 1.15% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Bank of India Cr Risk Reg Gr?
SEBI's riskometer classifies Bank of India Cr Risk Reg Gr as Moderately High risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Bank of India Cr Risk Reg Gr?
You can start a SIP in Bank of India Cr Risk Reg Gr from ₹1,000 per month, and the minimum lumpsum investment is ₹5,000.
Who manages Bank of India Cr Risk Reg Gr?
Bank of India Cr Risk Reg Gr is managed by Bank of India Mutual Fund, holds ₹68.71 Cr in assets under management and invests across 7 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Bank of India Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF761K01DH6
- Scheme code
- FS0000BQ2O