MB
Since Aug 2021
AUM managed
₹3,199.70Cr
Tenure
Since Aug 2021
Funds
6
Bank of India S/T Income Reg Gr
Short Duration FundBank of India Mutual Fund
NAV
₹28.33
-0.01% today
AUM
₹260.16 Cr
Fund size
Expense
1.00%
Regular plan
Min SIP
₹1,000
per month
Min Lumpsum
₹5,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#5 of 23
Risk-o-meterLow to Moderate Risk
BenchmarkCRISIL Short Term Bond TR INR (100%)
Number of holdings18
Inception18 Dec 2008
Exit load0.0
Debt metrics
Modified duration1.66 yrs
Average maturity2.08 yrs
Yield to maturity6.96%
Average credit qualityAA+
Standard deviation1.58%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About Bank of India S/T Income Reg Gr
Bank of India S/T Income Reg Gr is an open-ended Short Duration Fund mutual fund scheme offered by Bank of India Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹28.33 per unit and the scheme manages ₹260.16 Cr in assets under management. The fund charges an expense ratio of 1.00% and is benchmarked against CRISIL Short Term Bond TR INR (100%). Over the trailing 5 years, Bank of India S/T Income Reg Gr has delivered +10.21% returns. SEBI's riskometer places this scheme in the Low to Moderate Risk category, so read the scheme information document before investing.
Investment objective
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Bank of India S/T Income Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.19% | -0.15% |
| 3 months | +0.45% | +0.54% |
| 6 months | +1.98% | +2.30% |
| 1 year | +3.88% | +4.12% |
| 3 years | +6.95% | +6.86% |
| 5 years | +10.21% | +6.17% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.16% |
| 3 months | +2.10% | +0.53% |
| 6 months | +2.46% | +2.82% |
| 1 year | +5.07% | +4.41% |
| 3 years | +22.73% | +18.93% |
| 5 years | +63.11% | +30.05% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Bank of India S/T Income Reg Gr — frequently asked questions
What is the NAV of Bank of India S/T Income Reg Gr?
The latest net asset value (NAV) of Bank of India S/T Income Reg Gr is ₹28.33 per unit, -0.01% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Bank of India S/T Income Reg Gr delivered?
Bank of India S/T Income Reg Gr has returned +10.21% over the trailing 5 years (1 year: +3.88%, 3 years: +6.95%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Bank of India S/T Income Reg Gr?
Bank of India S/T Income Reg Gr charges an expense ratio of 1.00% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Bank of India S/T Income Reg Gr?
SEBI's riskometer classifies Bank of India S/T Income Reg Gr as Low to Moderate Risk, which is typical for a Short Duration Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Bank of India S/T Income Reg Gr?
You can start a SIP in Bank of India S/T Income Reg Gr from ₹1,000 per month, and the minimum lumpsum investment is ₹5,000.
Who manages Bank of India S/T Income Reg Gr?
Bank of India S/T Income Reg Gr is managed by Bank of India Mutual Fund, holds ₹260.16 Cr in assets under management and invests across 18 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Bank of India Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Short Duration Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF761K01579
- Scheme code
- FSUSA09VHS