SG
Shantanu GodambeLead
Since Jun 2023
AUM managed
₹49,128.97Cr
Tenure
Since Jun 2023
Funds
21
DSP Banking & PSU Debt Reg Gr
Banking and PSU FundDSP Mutual Fund
NAV
₹25.21
-0.02% today
AUM
₹3,270.25 Cr
Fund size
Expense
0.86%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#16 of 20
Risk-o-meterLow Risk
BenchmarkNifty Banking & PSU Debt Idx A-II TR INR (100%)
Number of holdings48
Inception14 Sept 2013
Exit load0.0
Debt metrics
Modified duration4.2 yrs
Average maturity6.77 yrs
Yield to maturity7.33%
Average credit qualityAAA
Standard deviation2.13%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
SY
Since Aug 2024
AUM managed
₹7,611.73Cr
Tenure
Since Aug 2024
Funds
7
About DSP Banking & PSU Debt Reg Gr
DSP Banking & PSU Debt Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by DSP Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹25.21 per unit and the scheme manages ₹3,270.25 Cr in assets under management. The fund charges an expense ratio of 0.86% and is benchmarked against Nifty Banking & PSU Debt Idx A-II TR INR (100%). Over the trailing 5 years, DSP Banking & PSU Debt Reg Gr has delivered +5.60% returns. SEBI's riskometer places this scheme in the Low Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Regular Plan · Growth option · NAV as of 15 Oct 2026
DSP Banking & PSU Debt Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.38% | -0.17% |
| 3 months | -0.24% | +0.45% |
| 6 months | +1.54% | +2.15% |
| 1 year | +2.81% | +3.85% |
| 3 years | +6.45% | +6.59% |
| 5 years | +5.60% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.25% | +0.42% |
| 6 months | +2.05% | +2.73% |
| 1 year | +4.66% | +4.21% |
| 3 years | +21.44% | +18.81% |
| 5 years | +33.09% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
DSP Banking & PSU Debt Reg Gr — frequently asked questions
What is the NAV of DSP Banking & PSU Debt Reg Gr?
The latest net asset value (NAV) of DSP Banking & PSU Debt Reg Gr is ₹25.21 per unit, -0.02% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has DSP Banking & PSU Debt Reg Gr delivered?
DSP Banking & PSU Debt Reg Gr has returned +5.60% over the trailing 5 years (1 year: +2.81%, 3 years: +6.45%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of DSP Banking & PSU Debt Reg Gr?
DSP Banking & PSU Debt Reg Gr charges an expense ratio of 0.86% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is DSP Banking & PSU Debt Reg Gr?
SEBI's riskometer classifies DSP Banking & PSU Debt Reg Gr as Low Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in DSP Banking & PSU Debt Reg Gr?
You can start a SIP in DSP Banking & PSU Debt Reg Gr from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages DSP Banking & PSU Debt Reg Gr?
DSP Banking & PSU Debt Reg Gr is managed by DSP Mutual Fund, holds ₹3,270.25 Cr in assets under management and invests across 48 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- DSP Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF740K01ZP6
- Scheme code
- FS0000ACV1