VR
Since Jul 2021
AUM managed
₹3,377.42Cr
Tenure
Since Jul 2021
Funds
3
DSP Credit Risk Fund Reg Gr
Credit Risk FundDSP Mutual Fund
NAV
₹55.19
-0.03% today
AUM
₹309.74 Cr
Fund size
Expense
1.25%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
3.0
on redemption
Fund snapshot
Category rank#2 of 13
Risk-o-meterModerately High risk
BenchmarkCRISIL Credit Risk Debt B-II TR INR (100%)
Number of holdings24
Inception13 May 2003
Exit load3.0
Debt metrics
Modified duration2.24 yrs
Average maturity2.41 yrs
Yield to maturity8.21%
Average credit qualityAA
Standard deviation7.42%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
SV
Since Jan 2025
AUM managed
₹51,424.70Cr
Tenure
Since Jan 2025
Funds
9
KK
Since Jan 2026
AUM managed
₹28,868.52Cr
Tenure
Since Jan 2026
Funds
5
About DSP Credit Risk Fund Reg Gr
DSP Credit Risk Fund Reg Gr is an open-ended Credit Risk Fund mutual fund scheme offered by DSP Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹55.19 per unit and the scheme manages ₹309.74 Cr in assets under management. The fund charges an expense ratio of 1.25% and is benchmarked against CRISIL Credit Risk Debt B-II TR INR (100%). Over the trailing 5 years, DSP Credit Risk Fund Reg Gr has delivered +12.42% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.
Investment objective
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Regular Plan · Growth option · NAV as of 15 Oct 2026
DSP Credit Risk Fund Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.02% | -0.06% |
| 3 months | +0.74% | +1.03% |
| 6 months | +8.21% | +3.99% |
| 1 year | +9.54% | +7.52% |
| 3 years | +15.72% | +9.16% |
| 5 years | +12.42% | +9.19% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +2.05% | +1.11% |
| 6 months | +9.27% | +4.47% |
| 1 year | +10.40% | +7.38% |
| 3 years | +55.53% | +26.06% |
| 5 years | +79.11% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
DSP Credit Risk Fund Reg Gr — frequently asked questions
What is the NAV of DSP Credit Risk Fund Reg Gr?
The latest net asset value (NAV) of DSP Credit Risk Fund Reg Gr is ₹55.19 per unit, -0.03% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has DSP Credit Risk Fund Reg Gr delivered?
DSP Credit Risk Fund Reg Gr has returned +12.42% over the trailing 5 years (1 year: +9.54%, 3 years: +15.72%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of DSP Credit Risk Fund Reg Gr?
DSP Credit Risk Fund Reg Gr charges an expense ratio of 1.25% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is DSP Credit Risk Fund Reg Gr?
SEBI's riskometer classifies DSP Credit Risk Fund Reg Gr as Moderately High risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in DSP Credit Risk Fund Reg Gr?
You can start a SIP in DSP Credit Risk Fund Reg Gr from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages DSP Credit Risk Fund Reg Gr?
DSP Credit Risk Fund Reg Gr is managed by DSP Mutual Fund, holds ₹309.74 Cr in assets under management and invests across 24 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- DSP Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF740K01599
- Scheme code
- FSGBR071J9