AT
Anuj TagraLead
Since Mar 2024
AUM managed
₹8,450.07Cr
Tenure
Since Mar 2024
Funds
10
Franklin India Bank&PSU Dbt Gr
Banking and PSU FundFranklin Templeton Mutual Fund
NAV
₹24.13
-0.02% today
AUM
₹567.02 Cr
Fund size
Expense
0.49%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹5,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#2 of 20
Risk-o-meterModerate Risk
BenchmarkNIFTY Banking & PSU Debt TR INR (100%)
Number of holdings26
Inception25 Apr 2014
Exit load0.0
Debt metrics
Modified duration1.45 yrs
Average maturity2.94 yrs
Yield to maturity7.12%
Average credit qualityAAA
Standard deviation1.06%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
SM
Since Oct 2021
AUM managed
₹1,11,305.25Cr
Tenure
Since Oct 2021
Funds
23
CG
Since Mar 2024
AUM managed
₹12,794.83Cr
Tenure
Since Mar 2024
Funds
9
About Franklin India Bank&PSU Dbt Gr
Franklin India Bank&PSU Dbt Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by Franklin Templeton Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹24.13 per unit and the scheme manages ₹567.02 Cr in assets under management. The fund charges an expense ratio of 0.49% and is benchmarked against NIFTY Banking & PSU Debt TR INR (100%). Over the trailing 5 years, Franklin India Bank&PSU Dbt Gr has delivered +6.06% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Franklin India Bank&PSU Dbt Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.05% | -0.17% |
| 3 months | +0.98% | +0.45% |
| 6 months | +2.57% | +2.15% |
| 1 year | +5.19% | +3.85% |
| 3 years | +7.07% | +6.59% |
| 5 years | +6.06% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.12% | +0.42% |
| 6 months | +2.99% | +2.73% |
| 1 year | +6.39% | +4.21% |
| 3 years | +23.19% | +18.81% |
| 5 years | +34.72% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Franklin India Bank&PSU Dbt Gr — frequently asked questions
What is the NAV of Franklin India Bank&PSU Dbt Gr?
The latest net asset value (NAV) of Franklin India Bank&PSU Dbt Gr is ₹24.13 per unit, -0.02% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Franklin India Bank&PSU Dbt Gr delivered?
Franklin India Bank&PSU Dbt Gr has returned +6.06% over the trailing 5 years (1 year: +5.19%, 3 years: +7.07%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Franklin India Bank&PSU Dbt Gr?
Franklin India Bank&PSU Dbt Gr charges an expense ratio of 0.49% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Franklin India Bank&PSU Dbt Gr?
SEBI's riskometer classifies Franklin India Bank&PSU Dbt Gr as Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Franklin India Bank&PSU Dbt Gr?
You can start a SIP in Franklin India Bank&PSU Dbt Gr from ₹500 per month, and the minimum lumpsum investment is ₹5,000.
Who manages Franklin India Bank&PSU Dbt Gr?
Franklin India Bank&PSU Dbt Gr is managed by Franklin Templeton Mutual Fund, holds ₹567.02 Cr in assets under management and invests across 26 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Franklin Templeton Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF090I01KO5
- Scheme code
- FS0000ARC7