Franklin India Retirement Gr

Retirement FundFranklin Templeton Mutual Fund

Invest now

NAV

₹214.40

+0.21% today

AUM

₹492.59 Cr

Fund size

Expense

2.23%

Regular plan

Min SIP

₹500

per month

Min Lumpsum

₹500

one-time

Exit Load

3.0

on redemption

Fund snapshot

Category rank--

Risk-o-meterModerately High risk

BenchmarkCRISIL Composite Bond TR INR (60%) + Nifty 500 TR INR (40%)

Number of holdings45

Inception31 Mar 1997

Exit load3.0

Risk metrics

Alpha0

Beta0

Sharpe ratio-0.65

Standard deviation6.32%

Sortino ratio-0.76

Capital gains tax

Hybrid

STCG · short-term

Slab Rate

Short-term gains taxed at slab rate

Non-equity-oriented hybrid fund gains are taxed at your income slab rate.

LTCG · long-term

Slab Rate

Long-term gains taxed at slab rate

Non-equity-oriented hybrid fund gains are taxed at your income slab rate.

Hybrid fund taxation depends on equity orientation and holding period; this scheme is treated as non-equity-oriented.

Fund managers

Pallab RoyLead

Since Mar 2024

AUM managed

₹12,994.55Cr

Tenure

Since Mar 2024

Funds

About Franklin India Retirement Gr

Franklin India Retirement Gr is an open-ended Retirement Fund mutual fund scheme offered by Franklin Templeton Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹214.40 per unit and the scheme manages ₹492.59 Cr in assets under management. The fund charges an expense ratio of 2.23% and is benchmarked against CRISIL Composite Bond TR INR (60%) + Nifty 500 TR INR (40%). Over the trailing 5 years, Franklin India Retirement Gr has delivered +5.71% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.

Investment objective

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Regular Plan · Growth option · NAV as of 15 Oct 2026

Franklin India Retirement Gr returns

Trailing returns. Periods above one year are annualised (CAGR); one year and below are absolute.
Period	Fund
1 month	-0.97%
3 months	-2.01%
6 months	-0.98%
1 year	-2.85%
3 years	+6.24%
5 years	+5.71%

Rolling returns

Average return across every rolling window of this length over the fund's history.
Period	Fund
3 months	+2.41%
6 months	+0.15%
1 year	+1.15%
3 years	+24.57%
5 years	+41.19%

Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.

Franklin India Retirement Gr — frequently asked questions

What is the NAV of Franklin India Retirement Gr?

The latest net asset value (NAV) of Franklin India Retirement Gr is ₹214.40 per unit, +0.21% over the previous trading day. NAV is declared by the AMC at the end of every business day.

What returns has Franklin India Retirement Gr delivered?

Franklin India Retirement Gr has returned +5.71% over the trailing 5 years (1 year: -2.85%, 3 years: +6.24%). Returns beyond one year are annualised. Past performance does not guarantee future returns.

What is the expense ratio of Franklin India Retirement Gr?

Franklin India Retirement Gr charges an expense ratio of 2.23% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.

How risky is Franklin India Retirement Gr?

SEBI's riskometer classifies Franklin India Retirement Gr as Moderately High risk, which is typical for a Retirement Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.

What is the minimum investment in Franklin India Retirement Gr?

You can start a SIP in Franklin India Retirement Gr from ₹500 per month, and the minimum lumpsum investment is ₹500.

Who manages Franklin India Retirement Gr?

Franklin India Retirement Gr is managed by Franklin Templeton Mutual Fund, holds ₹492.59 Cr in assets under management and invests across 45 holdings. This page covers the regular plan with the growth option.

Scheme identifiers

Fund house: Franklin Templeton Mutual Fund
Scheme category: Hybrid
Scheme sub-category: Retirement Fund
Plan: Regular plan
Option: Growth
ISIN: INF090I01510
Scheme code: FSGBR071DE

Invest now