DM
Since Jun 2023
AUM managed
₹8,70,110.89Cr
Tenure
Since Jun 2023
Funds
48
HDFC Banking & PSU Debt Reg Gr
Banking and PSU FundHDFC Mutual Fund
NAV
₹24.27
-0.02% today
AUM
₹5,186.08 Cr
Fund size
Expense
0.72%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#14 of 20
Risk-o-meterModerate Risk
BenchmarkNIFTY Banking & PSU Debt TR INR (100%)
Number of holdings96
Inception26 Mar 2014
Exit load0.0
Debt metrics
Modified duration2.89 yrs
Average maturity3.87 yrs
Yield to maturity7.56%
Average credit qualityAAA
Standard deviation1.71%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About HDFC Banking & PSU Debt Reg Gr
HDFC Banking & PSU Debt Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by HDFC Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹24.27 per unit and the scheme manages ₹5,186.08 Cr in assets under management. The fund charges an expense ratio of 0.72% and is benchmarked against NIFTY Banking & PSU Debt TR INR (100%). Over the trailing 5 years, HDFC Banking & PSU Debt Reg Gr has delivered +5.72% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.
Regular Plan · Growth option · NAV as of 15 Oct 2026
HDFC Banking & PSU Debt Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.30% | -0.17% |
| 3 months | -0.13% | +0.45% |
| 6 months | +1.72% | +2.15% |
| 1 year | +3.44% | +3.85% |
| 3 years | +6.48% | +6.59% |
| 5 years | +5.72% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.19% | +0.42% |
| 6 months | +2.25% | +2.73% |
| 1 year | +5.02% | +4.21% |
| 3 years | +21.66% | +18.81% |
| 5 years | +33.98% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
HDFC Banking & PSU Debt Reg Gr — frequently asked questions
What is the NAV of HDFC Banking & PSU Debt Reg Gr?
The latest net asset value (NAV) of HDFC Banking & PSU Debt Reg Gr is ₹24.27 per unit, -0.02% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has HDFC Banking & PSU Debt Reg Gr delivered?
HDFC Banking & PSU Debt Reg Gr has returned +5.72% over the trailing 5 years (1 year: +3.44%, 3 years: +6.48%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of HDFC Banking & PSU Debt Reg Gr?
HDFC Banking & PSU Debt Reg Gr charges an expense ratio of 0.72% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is HDFC Banking & PSU Debt Reg Gr?
SEBI's riskometer classifies HDFC Banking & PSU Debt Reg Gr as Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in HDFC Banking & PSU Debt Reg Gr?
You can start a SIP in HDFC Banking & PSU Debt Reg Gr from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages HDFC Banking & PSU Debt Reg Gr?
HDFC Banking & PSU Debt Reg Gr is managed by HDFC Mutual Fund, holds ₹5,186.08 Cr in assets under management and invests across 96 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- HDFC Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF179KA1JC4
- Scheme code
- FS0000APBJ