BD
Bhavyesh DivechaLead
Since Mar 2026
AUM managed
₹11,295.42Cr
Tenure
Since Mar 2026
Funds
3
HDFC Credit Risk Debt Gr
Credit Risk FundHDFC Mutual Fund
NAV
₹26.04
-0.04% today
AUM
₹7,665.78 Cr
Fund size
Expense
1.51%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank#6 of 13
Risk-o-meterModerately High risk
BenchmarkNIFTY Credit Risk Bond TR INR (100%)
Number of holdings90
Inception25 Mar 2014
Exit load1.0
Debt metrics
Modified duration2.27 yrs
Average maturity3.3 yrs
Yield to maturity8.76%
Average credit qualityAA
Standard deviation1.23%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
SM
Since Mar 2014
AUM managed
₹42,873.20Cr
Tenure
Since Mar 2014
Funds
9
DM
Since Jun 2023
AUM managed
₹8,70,110.89Cr
Tenure
Since Jun 2023
Funds
48
PJ
Since Mar 2026
AUM managed
₹80,703.13Cr
Tenure
Since Mar 2026
Funds
7
About HDFC Credit Risk Debt Gr
HDFC Credit Risk Debt Gr is an open-ended Credit Risk Fund mutual fund scheme offered by HDFC Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹26.04 per unit and the scheme manages ₹7,665.78 Cr in assets under management. The fund charges an expense ratio of 1.51% and is benchmarked against NIFTY Credit Risk Bond TR INR (100%). Over the trailing 5 years, HDFC Credit Risk Debt Gr has delivered +6.40% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.
Investment objective
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Regular Plan · Growth option · NAV as of 15 Oct 2026
HDFC Credit Risk Debt Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.02% | -0.06% |
| 3 months | +0.99% | +1.03% |
| 6 months | +2.87% | +3.99% |
| 1 year | +5.80% | +7.52% |
| 3 years | +7.48% | +9.16% |
| 5 years | +6.40% | +9.19% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +2.72% | +1.11% |
| 6 months | +3.49% | +4.47% |
| 1 year | +7.16% | +7.38% |
| 3 years | +24.61% | +26.06% |
| 5 years | +37.55% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
HDFC Credit Risk Debt Gr — frequently asked questions
What is the NAV of HDFC Credit Risk Debt Gr?
The latest net asset value (NAV) of HDFC Credit Risk Debt Gr is ₹26.04 per unit, -0.04% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has HDFC Credit Risk Debt Gr delivered?
HDFC Credit Risk Debt Gr has returned +6.40% over the trailing 5 years (1 year: +5.80%, 3 years: +7.48%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of HDFC Credit Risk Debt Gr?
HDFC Credit Risk Debt Gr charges an expense ratio of 1.51% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is HDFC Credit Risk Debt Gr?
SEBI's riskometer classifies HDFC Credit Risk Debt Gr as Moderately High risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in HDFC Credit Risk Debt Gr?
You can start a SIP in HDFC Credit Risk Debt Gr from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages HDFC Credit Risk Debt Gr?
HDFC Credit Risk Debt Gr is managed by HDFC Mutual Fund, holds ₹7,665.78 Cr in assets under management and invests across 90 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- HDFC Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF179KA1GC0
- Scheme code
- FS0000AP8H