AA
Arun AgarwalLead
Since Apr 2025
AUM managed
₹2,26,786.78Cr
Tenure
Since Apr 2025
Funds
51
HDFC Retirement Svgs Hybrid Debt Reg
Retirement FundHDFC Mutual Fund
NAV
₹21.44
+0.24% today
AUM
₹146.34 Cr
Fund size
Expense
2.33%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank--
Risk-o-meterModerately High risk
BenchmarkNifty Composite Debt Index PR INR (85%) + Nifty 50 TR INR (15%)
Number of holdings41
Inception26 Feb 2016
Exit load0.0
Risk metrics
Alpha0
Beta0
Sharpe ratio-0.7
Standard deviation5.13%
Sortino ratio-0.79
Capital gains tax
Hybrid
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
Hybrid fund taxation depends on equity orientation and holding period; this scheme is treated as non-equity-oriented.
Fund managers
SM
Since Feb 2016
AUM managed
₹42,873.20Cr
Tenure
Since Feb 2016
Funds
9
DM
Since Jun 2023
AUM managed
₹8,70,110.89Cr
Tenure
Since Jun 2023
Funds
48
NM
Since Apr 2025
AUM managed
₹2,17,480.85Cr
Tenure
Since Apr 2025
Funds
37
AJ
Since Mar 2026
AUM managed
₹1,65,939.77Cr
Tenure
Since Mar 2026
Funds
28
CS
Since Sep 2026
AUM managed
₹3,24,549.85Cr
Tenure
Since Sep 2026
Funds
9
GA
Since Sep 2026
AUM managed
₹3,27,503.08Cr
Tenure
Since Sep 2026
Funds
10
About HDFC Retirement Svgs Hybrid Debt Reg
HDFC Retirement Svgs Hybrid Debt Reg is an open-ended Retirement Fund mutual fund scheme offered by HDFC Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹21.44 per unit and the scheme manages ₹146.34 Cr in assets under management. The fund charges an expense ratio of 2.33% and is benchmarked against Nifty Composite Debt Index PR INR (85%) + Nifty 50 TR INR (15%). Over the trailing 5 years, HDFC Retirement Svgs Hybrid Debt Reg has delivered +5.52% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Regular Plan · Growth option · NAV as of 15 Oct 2026
HDFC Retirement Svgs Hybrid Debt Reg returns
| Period | Fund |
|---|---|
| 1 month | -0.49% |
| 3 months | -2.03% |
| 6 months | -0.96% |
| 1 year | -1.51% |
| 3 years | +5.33% |
| 5 years | +5.52% |
Rolling returns
| Period | Fund |
|---|---|
| 3 months | +1.76% |
| 6 months | -0.48% |
| 1 year | +1.74% |
| 3 years | +18.88% |
| 5 years | +36.16% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
HDFC Retirement Svgs Hybrid Debt Reg — frequently asked questions
What is the NAV of HDFC Retirement Svgs Hybrid Debt Reg?
The latest net asset value (NAV) of HDFC Retirement Svgs Hybrid Debt Reg is ₹21.44 per unit, +0.24% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has HDFC Retirement Svgs Hybrid Debt Reg delivered?
HDFC Retirement Svgs Hybrid Debt Reg has returned +5.52% over the trailing 5 years (1 year: -1.51%, 3 years: +5.33%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of HDFC Retirement Svgs Hybrid Debt Reg?
HDFC Retirement Svgs Hybrid Debt Reg charges an expense ratio of 2.33% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is HDFC Retirement Svgs Hybrid Debt Reg?
SEBI's riskometer classifies HDFC Retirement Svgs Hybrid Debt Reg as Moderately High risk, which is typical for a Retirement Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in HDFC Retirement Svgs Hybrid Debt Reg?
You can start a SIP in HDFC Retirement Svgs Hybrid Debt Reg from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages HDFC Retirement Svgs Hybrid Debt Reg?
HDFC Retirement Svgs Hybrid Debt Reg is managed by HDFC Mutual Fund, holds ₹146.34 Cr in assets under management and invests across 41 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- HDFC Mutual Fund
- Scheme category
- Hybrid
- Scheme sub-category
- Retirement Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF179KB1MK0
- Scheme code
- FS0000CE75