MC
Mahesh ChhabriaLead
Since Nov 2022
AUM managed
₹58,748.64Cr
Tenure
Since Nov 2022
Funds
16
HSBC Banking & PSU Debt Gr
Banking and PSU FundHSBC Mutual Fund
NAV
₹25.67
-0.04% today
AUM
₹3,777.23 Cr
Fund size
Expense
0.59%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹5,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#15 of 20
Risk-o-meterModerate Risk
BenchmarkNIFTY Banking and PSU Debt A-II TR INR (100%)
Number of holdings70
Inception20 Sept 2007
Exit load0.0
Debt metrics
Modified duration2.64 yrs
Average maturity3.38 yrs
Yield to maturity7.28%
Average credit qualityAAA
Standard deviation1.46%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
MA
Since May 2024
AUM managed
₹32,816.79Cr
Tenure
Since May 2024
Funds
15
About HSBC Banking & PSU Debt Gr
HSBC Banking & PSU Debt Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by HSBC Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹25.67 per unit and the scheme manages ₹3,777.23 Cr in assets under management. The fund charges an expense ratio of 0.59% and is benchmarked against NIFTY Banking and PSU Debt A-II TR INR (100%). Over the trailing 5 years, HSBC Banking & PSU Debt Gr has delivered +5.21% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.
Regular Plan · Growth option · NAV as of 15 Oct 2026
HSBC Banking & PSU Debt Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.18% | -0.17% |
| 3 months | +0.24% | +0.45% |
| 6 months | +1.91% | +2.15% |
| 1 year | +3.72% | +3.85% |
| 3 years | +6.41% | +6.59% |
| 5 years | +5.21% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.13% | +0.42% |
| 6 months | +2.34% | +2.73% |
| 1 year | +5.04% | +4.21% |
| 3 years | +21.21% | +18.81% |
| 5 years | +29.92% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
HSBC Banking & PSU Debt Gr — frequently asked questions
What is the NAV of HSBC Banking & PSU Debt Gr?
The latest net asset value (NAV) of HSBC Banking & PSU Debt Gr is ₹25.67 per unit, -0.04% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has HSBC Banking & PSU Debt Gr delivered?
HSBC Banking & PSU Debt Gr has returned +5.21% over the trailing 5 years (1 year: +3.72%, 3 years: +6.41%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of HSBC Banking & PSU Debt Gr?
HSBC Banking & PSU Debt Gr charges an expense ratio of 0.59% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is HSBC Banking & PSU Debt Gr?
SEBI's riskometer classifies HSBC Banking & PSU Debt Gr as Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in HSBC Banking & PSU Debt Gr?
You can start a SIP in HSBC Banking & PSU Debt Gr from ₹500 per month, and the minimum lumpsum investment is ₹5,000.
Who manages HSBC Banking & PSU Debt Gr?
HSBC Banking & PSU Debt Gr is managed by HSBC Mutual Fund, holds ₹3,777.23 Cr in assets under management and invests across 70 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- HSBC Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF677K01AE7
- Scheme code
- FSUSA08QQH