SR
Since Nov 2012
AUM managed
₹46,888.58Cr
Tenure
Since Nov 2012
Funds
12
HSBC Credit Risk Reg Gr
Credit Risk FundHSBC Mutual Fund
NAV
₹34.60
-0.06% today
AUM
₹456.92 Cr
Fund size
Expense
1.66%
Regular plan
Min SIP
₹1,000
per month
Min Lumpsum
₹5,000
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank#3 of 13
Risk-o-meterModerately High risk
BenchmarkNifty Credit Risk Bond B-II TR INR (100%)
Number of holdings26
Inception08 Oct 2009
Exit load1.0
Debt metrics
Modified duration1.52 yrs
Average maturity2.01 yrs
Yield to maturity8.05%
Average credit qualityAA
Standard deviation6.88%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About HSBC Credit Risk Reg Gr
HSBC Credit Risk Reg Gr is an open-ended Credit Risk Fund mutual fund scheme offered by HSBC Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹34.60 per unit and the scheme manages ₹456.92 Cr in assets under management. The fund charges an expense ratio of 1.66% and is benchmarked against Nifty Credit Risk Bond B-II TR INR (100%). Over the trailing 5 years, HSBC Credit Risk Reg Gr has delivered +8.25% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.
Investment objective
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.
Regular Plan · Growth option · NAV as of 14 Oct 2026
HSBC Credit Risk Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.09% | -0.01% |
| 3 months | +1.13% | +0.92% |
| 6 months | +2.91% | +4.04% |
| 1 year | +5.34% | +7.58% |
| 3 years | +10.83% | +9.18% |
| 5 years | +8.25% | +9.21% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +2.23% | +1.11% |
| 6 months | +3.03% | +4.47% |
| 1 year | +6.02% | +7.38% |
| 3 years | +36.43% | +26.06% |
| 5 years | +51.37% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
HSBC Credit Risk Reg Gr — frequently asked questions
What is the NAV of HSBC Credit Risk Reg Gr?
The latest net asset value (NAV) of HSBC Credit Risk Reg Gr is ₹34.60 per unit, -0.06% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has HSBC Credit Risk Reg Gr delivered?
HSBC Credit Risk Reg Gr has returned +8.25% over the trailing 5 years (1 year: +5.34%, 3 years: +10.83%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of HSBC Credit Risk Reg Gr?
HSBC Credit Risk Reg Gr charges an expense ratio of 1.66% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is HSBC Credit Risk Reg Gr?
SEBI's riskometer classifies HSBC Credit Risk Reg Gr as Moderately High risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in HSBC Credit Risk Reg Gr?
You can start a SIP in HSBC Credit Risk Reg Gr from ₹1,000 per month, and the minimum lumpsum investment is ₹5,000.
Who manages HSBC Credit Risk Reg Gr?
HSBC Credit Risk Reg Gr is managed by HSBC Mutual Fund, holds ₹456.92 Cr in assets under management and invests across 26 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- HSBC Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF917K01130
- Scheme code
- FSUSA0A8H0