LB
Laukik BagweLead
Since Feb 2025
AUM managed
₹702.48Cr
Tenure
Since Feb 2025
Funds
8
ITI Banking & PSU Reg Gr
Banking and PSU FundITI Mutual Fund
NAV
₹13.77
-0.02% today
AUM
₹33.69 Cr
Fund size
Expense
0.75%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹5,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#17 of 20
Risk-o-meterLow to Moderate Risk
BenchmarkCRISIL Banking and PSU Debt A-II TR INR (100%)
Number of holdings11
Inception22 Oct 2020
Exit load0.0
Debt metrics
Modified duration2.17 yrs
Average maturity3.5 yrs
Yield to maturity7.09%
Average credit qualityAAA
Standard deviation1.05%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About ITI Banking & PSU Reg Gr
ITI Banking & PSU Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by ITI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹13.77 per unit and the scheme manages ₹33.69 Cr in assets under management. The fund charges an expense ratio of 0.75% and is benchmarked against CRISIL Banking and PSU Debt A-II TR INR (100%). Over the trailing 5 years, ITI Banking & PSU Reg Gr has delivered +5.72% returns. SEBI's riskometer places this scheme in the Low to Moderate Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Regular Plan · Growth option · NAV as of 15 Oct 2026
ITI Banking & PSU Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.04% | -0.17% |
| 3 months | +0.56% | +0.45% |
| 6 months | +1.79% | +2.15% |
| 1 year | +3.76% | +3.85% |
| 3 years | +6.33% | +6.59% |
| 5 years | +5.72% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +1.70% | +0.42% |
| 6 months | +2.25% | +2.73% |
| 1 year | +4.69% | +4.21% |
| 3 years | +20.75% | +18.81% |
| 5 years | +32.70% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
ITI Banking & PSU Reg Gr — frequently asked questions
What is the NAV of ITI Banking & PSU Reg Gr?
The latest net asset value (NAV) of ITI Banking & PSU Reg Gr is ₹13.77 per unit, -0.02% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has ITI Banking & PSU Reg Gr delivered?
ITI Banking & PSU Reg Gr has returned +5.72% over the trailing 5 years (1 year: +3.76%, 3 years: +6.33%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of ITI Banking & PSU Reg Gr?
ITI Banking & PSU Reg Gr charges an expense ratio of 0.75% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is ITI Banking & PSU Reg Gr?
SEBI's riskometer classifies ITI Banking & PSU Reg Gr as Low to Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in ITI Banking & PSU Reg Gr?
You can start a SIP in ITI Banking & PSU Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹5,000.
Who manages ITI Banking & PSU Reg Gr?
ITI Banking & PSU Reg Gr is managed by ITI Mutual Fund, holds ₹33.69 Cr in assets under management and invests across 11 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- ITI Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF00XX01838
- Scheme code
- FS0000GA8P