SK
Shibani KurianLead
Since Feb 2023
AUM managed
₹15,992.83Cr
Tenure
Since Feb 2023
Funds
7
Kotak Banking & Financial Services Reg Growth
Sector - Financial ServicesKotak Mahindra Mutual Fund
NAV
₹15.33
-1.17% today
AUM
₹1,560.92 Cr
Fund size
Expense
2.25%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
0.5
on redemption
Fund snapshot
Category rank#9 of 15
Risk-o-meterVery High Risk
BenchmarkNifty Financial Services TR INR (100%)
Number of holdings33
Inception27 Feb 2023
Exit load0.5
Risk metrics
Alpha1.58
Beta1.01
Sharpe ratio0.46
Standard deviation16.13%
Sortino ratio0.68
Capital gains tax
Equity
STCG · short-term
20%Short-term gains taxed at 20%
Applies when equity fund units are sold within 12 months.
LTCG · long-term
12.5%Long-term gains taxed at 12.5%
Applies when equity fund units are sold after 12 months.
Equity-oriented mutual fund taxation applies based on holding period.
Fund managers
AB
Since Feb 2023
AUM managed
₹1,88,892.13Cr
Tenure
Since Feb 2023
Funds
88
About Kotak Banking & Financial Services Reg Growth
Kotak Banking & Financial Services Reg Growth is an open-ended Sector - Financial Services mutual fund scheme offered by Kotak Mahindra Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹15.33 per unit and the scheme manages ₹1,560.92 Cr in assets under management. The fund charges an expense ratio of 2.25% and is benchmarked against Nifty Financial Services TR INR (100%). Over the trailing 3 years, Kotak Banking & Financial Services Reg Growth has delivered +9.77% returns. SEBI's riskometer places this scheme in the Very High Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
Regular Plan · Growth option · NAV as of 14 Oct 2026
Kotak Banking & Financial Services Reg Growth returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -4.20% | -2.25% |
| 3 months | -6.85% | -4.74% |
| 6 months | -1.19% | -0.04% |
| 1 year | -1.27% | +0.28% |
| 3 years | +9.77% | +10.48% |
| 5 years | -- | +10.05% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | -5.73% |
| 3 months | +6.89% | -5.04% |
| 6 months | -0.52% | +8.59% |
| 1 year | +10.97% | +1.79% |
| 3 years | +44.63% | +29.46% |
| 5 years | -- | +63.63% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Kotak Banking & Financial Services Reg Growth — frequently asked questions
What is the NAV of Kotak Banking & Financial Services Reg Growth?
The latest net asset value (NAV) of Kotak Banking & Financial Services Reg Growth is ₹15.33 per unit, -1.17% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Kotak Banking & Financial Services Reg Growth delivered?
Kotak Banking & Financial Services Reg Growth has returned +9.77% over the trailing 3 years (1 year: -1.27%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Kotak Banking & Financial Services Reg Growth?
Kotak Banking & Financial Services Reg Growth charges an expense ratio of 2.25% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Kotak Banking & Financial Services Reg Growth?
SEBI's riskometer classifies Kotak Banking & Financial Services Reg Growth as Very High Risk, which is typical for a Sector - Financial Services scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Kotak Banking & Financial Services Reg Growth?
You can start a SIP in Kotak Banking & Financial Services Reg Growth from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages Kotak Banking & Financial Services Reg Growth?
Kotak Banking & Financial Services Reg Growth is managed by Kotak Mahindra Mutual Fund, holds ₹1,560.92 Cr in assets under management and invests across 33 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Kotak Mahindra Mutual Fund
- Scheme category
- Equity
- Scheme sub-category
- Sector - Financial Services
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF174KA1MA7
- Scheme code
- FS0000I3JA