DA
Deepak AgrawalLead
Since May 2010
AUM managed
₹1,59,985.03Cr
Tenure
Since May 2010
Funds
26
Kotak Credit Risk Gr
Credit Risk FundKotak Mahindra Mutual Fund
NAV
₹31.86
-0.04% today
AUM
₹773.17 Cr
Fund size
Expense
1.73%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank#13 of 13
Risk-o-meterHigh Risk
BenchmarkCRISIL Credit Risk Debt TR INR (100%)
Number of holdings34
Inception11 May 2010
Exit load1.0
Debt metrics
Modified duration1.69 yrs
Average maturity2.73 yrs
Yield to maturity8.57%
Average credit qualityAA
Standard deviation1.55%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
Sg
Since Nov 2022
AUM managed
₹12,866.44Cr
Tenure
Since Nov 2022
Funds
2
VM
Since Oct 2025
AUM managed
₹2,699.18Cr
Tenure
Since Oct 2025
Funds
2
About Kotak Credit Risk Gr
Kotak Credit Risk Gr is an open-ended Credit Risk Fund mutual fund scheme offered by Kotak Mahindra Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹31.86 per unit and the scheme manages ₹773.17 Cr in assets under management. The fund charges an expense ratio of 1.73% and is benchmarked against CRISIL Credit Risk Debt TR INR (100%). Over the trailing 5 years, Kotak Credit Risk Gr has delivered +5.61% returns. SEBI's riskometer places this scheme in the High Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Kotak Credit Risk Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.13% | -0.06% |
| 3 months | +0.78% | +1.03% |
| 6 months | +2.54% | +3.99% |
| 1 year | +5.19% | +7.52% |
| 3 years | +7.40% | +9.16% |
| 5 years | +5.61% | +9.19% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +2.69% | +1.11% |
| 6 months | +2.90% | +4.47% |
| 1 year | +7.03% | +7.38% |
| 3 years | +24.61% | +26.06% |
| 5 years | +32.70% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Kotak Credit Risk Gr — frequently asked questions
What is the NAV of Kotak Credit Risk Gr?
The latest net asset value (NAV) of Kotak Credit Risk Gr is ₹31.86 per unit, -0.04% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Kotak Credit Risk Gr delivered?
Kotak Credit Risk Gr has returned +5.61% over the trailing 5 years (1 year: +5.19%, 3 years: +7.40%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Kotak Credit Risk Gr?
Kotak Credit Risk Gr charges an expense ratio of 1.73% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Kotak Credit Risk Gr?
SEBI's riskometer classifies Kotak Credit Risk Gr as High Risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Kotak Credit Risk Gr?
You can start a SIP in Kotak Credit Risk Gr from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages Kotak Credit Risk Gr?
Kotak Credit Risk Gr is managed by Kotak Mahindra Mutual Fund, holds ₹773.17 Cr in assets under management and invests across 34 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Kotak Mahindra Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF174K01DY7
- Scheme code
- FSUSA0AR4I