DA
Deepak AgrawalLead
Since Sep 2026
AUM managed
₹1,59,985.03Cr
Tenure
Since Sep 2026
Funds
26
Kotak Savings Fund Gr
Ultra Short Duration FundKotak Mahindra Mutual Fund
NAV
₹46.24
-0.01% today
AUM
₹15,961.62 Cr
Fund size
Expense
0.82%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹100
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#16 of 24
Risk-o-meterModerate Risk
BenchmarkNIFTY Ultra Short Duration Debt TR INR (100%)
Number of holdings53
Inception13 Aug 2004
Exit load0.0
Debt metrics
Modified duration0.39 yrs
Average maturity0.52 yrs
Yield to maturity7.25%
Average credit qualityAA+
Standard deviation0.48%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
MS
Since Sep 2026
AUM managed
₹67,006.49Cr
Tenure
Since Sep 2026
Funds
16
About Kotak Savings Fund Gr
Kotak Savings Fund Gr is an open-ended Ultra Short Duration Fund mutual fund scheme offered by Kotak Mahindra Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹46.24 per unit and the scheme manages ₹15,961.62 Cr in assets under management. The fund charges an expense ratio of 0.82% and is benchmarked against NIFTY Ultra Short Duration Debt TR INR (100%). Over the trailing 5 years, Kotak Savings Fund Gr has delivered +6.14% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Regular Plan · Growth option · NAV as of 14 Oct 2026
Kotak Savings Fund Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.41% | +0.39% |
| 3 months | +1.52% | +1.42% |
| 6 months | +3.02% | +2.99% |
| 1 year | +5.96% | +5.94% |
| 3 years | +6.72% | +6.70% |
| 5 years | +6.14% | +6.11% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.47% |
| 3 months | +1.97% | +1.37% |
| 6 months | +3.12% | +3.04% |
| 1 year | +6.03% | +5.52% |
| 3 years | +21.61% | +18.99% |
| 5 years | +33.82% | +30.90% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Kotak Savings Fund Gr — frequently asked questions
What is the NAV of Kotak Savings Fund Gr?
The latest net asset value (NAV) of Kotak Savings Fund Gr is ₹46.24 per unit, -0.01% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Kotak Savings Fund Gr delivered?
Kotak Savings Fund Gr has returned +6.14% over the trailing 5 years (1 year: +5.96%, 3 years: +6.72%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Kotak Savings Fund Gr?
Kotak Savings Fund Gr charges an expense ratio of 0.82% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Kotak Savings Fund Gr?
SEBI's riskometer classifies Kotak Savings Fund Gr as Moderate Risk, which is typical for a Ultra Short Duration Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Kotak Savings Fund Gr?
You can start a SIP in Kotak Savings Fund Gr from ₹100 per month, and the minimum lumpsum investment is ₹100.
Who manages Kotak Savings Fund Gr?
Kotak Savings Fund Gr is managed by Kotak Mahindra Mutual Fund, holds ₹15,961.62 Cr in assets under management and invests across 53 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Kotak Mahindra Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Ultra Short Duration Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF174K01FD6
- Scheme code
- FSGBR071PA