SB
Sushil BudhiaLead
Since Feb 2020
AUM managed
₹46,656.88Cr
Tenure
Since Feb 2020
Funds
19
Nippon India Credit Risk Inst Gr
Credit Risk FundNippon India Mutual Fund
NAV
₹40.22
+0.00% today
AUM
₹1,573.76 Cr
Fund size
Expense
1.39%
Regular plan
Min SIP
₹100
per month
Min Lumpsum
₹500
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank#7 of 13
Risk-o-meterHigh Risk
BenchmarkCRISIL Credit Risk Debt B-II TR INR (100%) + NIFTY Credit Risk Bond TR INR (100%)
Number of holdings55
Inception13 Jul 2009
Exit load1.0
Debt metrics
Modified duration1.99 yrs
Average maturity2.37 yrs
Yield to maturity8.66%
Average credit qualityAA
Standard deviation0.96%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
KD
Since May 2018
AUM managed
₹5,07,165.07Cr
Tenure
Since May 2018
Funds
51
AS
Since Mar 2026
AUM managed
₹5,11,102.28Cr
Tenure
Since Mar 2026
Funds
47
DS
Since Sep 2025
AUM managed
₹5,15,458.56Cr
Tenure
Since Sep 2025
Funds
50
LM
Since Sep 2025
AUM managed
₹5,15,458.56Cr
Tenure
Since Sep 2025
Funds
50
About Nippon India Credit Risk Inst Gr
Nippon India Credit Risk Inst Gr is an open-ended Credit Risk Fund mutual fund scheme offered by Nippon India Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹40.22 per unit and the scheme manages ₹1,573.76 Cr in assets under management. The fund charges an expense ratio of 1.39% and is benchmarked against CRISIL Credit Risk Debt B-II TR INR (100%) + NIFTY Credit Risk Bond TR INR (100%). Over the trailing 5 years, Nippon India Credit Risk Inst Gr has delivered +7.33% returns. SEBI's riskometer places this scheme in the High Risk category, so read the scheme information document before investing.
Investment objective
The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Nippon India Credit Risk Inst Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.20% | -0.06% |
| 3 months | +1.25% | +1.03% |
| 6 months | +3.38% | +3.99% |
| 1 year | +7.36% | +7.52% |
| 3 years | +8.33% | +9.16% |
| 5 years | +7.33% | +9.19% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +2.57% | +1.11% |
| 6 months | +4.31% | +4.47% |
| 1 year | +8.20% | +7.38% |
| 3 years | +27.60% | +26.06% |
| 5 years | +52.31% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Nippon India Credit Risk Inst Gr — frequently asked questions
What is the NAV of Nippon India Credit Risk Inst Gr?
The latest net asset value (NAV) of Nippon India Credit Risk Inst Gr is ₹40.22 per unit, 0.00% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Nippon India Credit Risk Inst Gr delivered?
Nippon India Credit Risk Inst Gr has returned +7.33% over the trailing 5 years (1 year: +7.36%, 3 years: +8.33%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Nippon India Credit Risk Inst Gr?
Nippon India Credit Risk Inst Gr charges an expense ratio of 1.39% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Nippon India Credit Risk Inst Gr?
SEBI's riskometer classifies Nippon India Credit Risk Inst Gr as High Risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Nippon India Credit Risk Inst Gr?
You can start a SIP in Nippon India Credit Risk Inst Gr from ₹100 per month, and the minimum lumpsum investment is ₹500.
Who manages Nippon India Credit Risk Inst Gr?
Nippon India Credit Risk Inst Gr is managed by Nippon India Mutual Fund, holds ₹1,573.76 Cr in assets under management and invests across 55 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Nippon India Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF204K01FT7
- Scheme code
- FSUSA08UR9