AB
Since Dec 2023
AUM managed
₹84,729.95Cr
Tenure
Since Dec 2023
Funds
11
SBI Banking & PSU Reg Gr
Banking and PSU FundSBI Mutual Fund
NAV
₹3,312.73
-0.02% today
AUM
₹3,869.84 Cr
Fund size
Expense
0.80%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹5,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#20 of 20
Risk-o-meterModerate Risk
BenchmarkNIFTY Banking & PSU Debt TR INR (100%)
Number of holdings35
Inception09 Oct 2009
Exit load0.0
Debt metrics
Modified duration2.65 yrs
Average maturity3.82 yrs
Yield to maturity7.31%
Average credit qualityAAA
Standard deviation1.51%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
PK
Since Dec 2023
AUM managed
₹2,84,176.48Cr
Tenure
Since Dec 2023
Funds
14
About SBI Banking & PSU Reg Gr
SBI Banking & PSU Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by SBI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹3,312.73 per unit and the scheme manages ₹3,869.84 Cr in assets under management. The fund charges an expense ratio of 0.80% and is benchmarked against NIFTY Banking & PSU Debt TR INR (100%). Over the trailing 5 years, SBI Banking & PSU Reg Gr has delivered +5.66% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Regular Plan · Growth option · NAV as of 15 Oct 2026
SBI Banking & PSU Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.22% | -0.17% |
| 3 months | +0.75% | +0.45% |
| 6 months | +2.49% | +2.15% |
| 1 year | +4.11% | +3.85% |
| 3 years | +6.69% | +6.59% |
| 5 years | +5.66% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.11% | +0.42% |
| 6 months | +2.48% | +2.73% |
| 1 year | +5.15% | +4.21% |
| 3 years | +21.63% | +18.81% |
| 5 years | +32.13% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
SBI Banking & PSU Reg Gr — frequently asked questions
What is the NAV of SBI Banking & PSU Reg Gr?
The latest net asset value (NAV) of SBI Banking & PSU Reg Gr is ₹3,312.73 per unit, -0.02% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has SBI Banking & PSU Reg Gr delivered?
SBI Banking & PSU Reg Gr has returned +5.66% over the trailing 5 years (1 year: +4.11%, 3 years: +6.69%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of SBI Banking & PSU Reg Gr?
SBI Banking & PSU Reg Gr charges an expense ratio of 0.80% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is SBI Banking & PSU Reg Gr?
SEBI's riskometer classifies SBI Banking & PSU Reg Gr as Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in SBI Banking & PSU Reg Gr?
You can start a SIP in SBI Banking & PSU Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹5,000.
Who manages SBI Banking & PSU Reg Gr?
SBI Banking & PSU Reg Gr is managed by SBI Mutual Fund, holds ₹3,869.84 Cr in assets under management and invests across 35 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- SBI Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF200K01U41
- Scheme code
- FSUSA0A9I8