MA
Milind AgrawalLead
Since Aug 2019
AUM managed
₹52,833.80Cr
Tenure
Since Aug 2019
Funds
3
SBI Banking & Financial Svcs Reg Gr
Sector - Financial ServicesSBI Mutual Fund
NAV
₹42.46
+1.10% today
AUM
₹10,872.95 Cr
Fund size
Expense
2.15%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹5,000
one-time
Exit Load
0.5
on redemption
Fund snapshot
Category rank#2 of 15
Risk-o-meterVery High Risk
BenchmarkNifty Financial Services TR INR (100%)
Number of holdings40
Inception26 Feb 2015
Exit load0.5
Risk metrics
Alpha4.88
Beta0.86
Sharpe ratio0.69
Standard deviation14.34%
Sortino ratio1.02
Capital gains tax
Equity
STCG · short-term
20%Short-term gains taxed at 20%
Applies when equity fund units are sold within 12 months.
LTCG · long-term
12.5%Long-term gains taxed at 12.5%
Applies when equity fund units are sold after 12 months.
Equity-oriented mutual fund taxation applies based on holding period.
Fund managers
PK
Since Dec 2023
AUM managed
₹2,84,176.48Cr
Tenure
Since Dec 2023
Funds
14
About SBI Banking & Financial Svcs Reg Gr
SBI Banking & Financial Svcs Reg Gr is an open-ended Sector - Financial Services mutual fund scheme offered by SBI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹42.46 per unit and the scheme manages ₹10,872.95 Cr in assets under management. The fund charges an expense ratio of 2.15% and is benchmarked against Nifty Financial Services TR INR (100%). Over the trailing 5 years, SBI Banking & Financial Svcs Reg Gr has delivered +9.95% returns. SEBI's riskometer places this scheme in the Very High Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.
Regular Plan · Growth option · NAV as of 15 Oct 2026
SBI Banking & Financial Svcs Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.68% | -2.88% |
| 3 months | -4.17% | -4.20% |
| 6 months | -3.42% | -0.70% |
| 1 year | -3.02% | +0.11% |
| 3 years | +13.88% | +10.24% |
| 5 years | +9.95% | +9.56% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | -5.73% |
| 3 months | +3.06% | -5.04% |
| 6 months | -5.23% | +8.59% |
| 1 year | +5.79% | +1.79% |
| 3 years | +56.69% | +29.46% |
| 5 years | +84.62% | +63.63% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
SBI Banking & Financial Svcs Reg Gr — frequently asked questions
What is the NAV of SBI Banking & Financial Svcs Reg Gr?
The latest net asset value (NAV) of SBI Banking & Financial Svcs Reg Gr is ₹42.46 per unit, +1.10% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has SBI Banking & Financial Svcs Reg Gr delivered?
SBI Banking & Financial Svcs Reg Gr has returned +9.95% over the trailing 5 years (1 year: -3.02%, 3 years: +13.88%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of SBI Banking & Financial Svcs Reg Gr?
SBI Banking & Financial Svcs Reg Gr charges an expense ratio of 2.15% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is SBI Banking & Financial Svcs Reg Gr?
SEBI's riskometer classifies SBI Banking & Financial Svcs Reg Gr as Very High Risk, which is typical for a Sector - Financial Services scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in SBI Banking & Financial Svcs Reg Gr?
You can start a SIP in SBI Banking & Financial Svcs Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹5,000.
Who manages SBI Banking & Financial Svcs Reg Gr?
SBI Banking & Financial Svcs Reg Gr is managed by SBI Mutual Fund, holds ₹10,872.95 Cr in assets under management and invests across 40 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- SBI Mutual Fund
- Scheme category
- Equity
- Scheme sub-category
- Sector - Financial Services
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF200KA1473
- Scheme code
- FS0000BPVS