LM
Lokesh MallyaLead
Since Feb 2017
AUM managed
₹16,587.69Cr
Tenure
Since Feb 2017
Funds
4
SBI Credit Risk Fund Reg Gr
Credit Risk FundSBI Mutual Fund
NAV
₹49.71
-0.05% today
AUM
₹2,185.54 Cr
Fund size
Expense
1.56%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹5,000
one-time
Exit Load
3.0
on redemption
Fund snapshot
Category rank#10 of 13
Risk-o-meterHigh Risk
BenchmarkCRISIL Credit Risk Debt TR INR (100%)
Number of holdings36
Inception19 Jul 2004
Exit load3.0
Debt metrics
Modified duration2.13 yrs
Average maturity2.8 yrs
Yield to maturity8.55%
Average credit qualityAA
Standard deviation1.10%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
PS
Since Jul 2026
AUM managed
₹2,185.54Cr
Tenure
Since Jul 2026
Funds
1
About SBI Credit Risk Fund Reg Gr
SBI Credit Risk Fund Reg Gr is an open-ended Credit Risk Fund mutual fund scheme offered by SBI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹49.71 per unit and the scheme manages ₹2,185.54 Cr in assets under management. The fund charges an expense ratio of 1.56% and is benchmarked against CRISIL Credit Risk Debt TR INR (100%). Over the trailing 5 years, SBI Credit Risk Fund Reg Gr has delivered +6.95% returns. SEBI's riskometer places this scheme in the High Risk category, so read the scheme information document before investing.
Investment objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Regular Plan · Growth option · NAV as of 15 Oct 2026
SBI Credit Risk Fund Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.11% | -0.06% |
| 3 months | +1.19% | +1.03% |
| 6 months | +3.49% | +3.99% |
| 1 year | +6.57% | +7.52% |
| 3 years | +7.70% | +9.16% |
| 5 years | +6.95% | +9.19% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.19% |
| 3 months | +3.11% | +1.11% |
| 6 months | +4.33% | +4.47% |
| 1 year | +7.82% | +7.38% |
| 3 years | +25.65% | +26.06% |
| 5 years | +40.85% | +50.93% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
SBI Credit Risk Fund Reg Gr — frequently asked questions
What is the NAV of SBI Credit Risk Fund Reg Gr?
The latest net asset value (NAV) of SBI Credit Risk Fund Reg Gr is ₹49.71 per unit, -0.05% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has SBI Credit Risk Fund Reg Gr delivered?
SBI Credit Risk Fund Reg Gr has returned +6.95% over the trailing 5 years (1 year: +6.57%, 3 years: +7.70%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of SBI Credit Risk Fund Reg Gr?
SBI Credit Risk Fund Reg Gr charges an expense ratio of 1.56% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is SBI Credit Risk Fund Reg Gr?
SEBI's riskometer classifies SBI Credit Risk Fund Reg Gr as High Risk, which is typical for a Credit Risk Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in SBI Credit Risk Fund Reg Gr?
You can start a SIP in SBI Credit Risk Fund Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹5,000.
Who manages SBI Credit Risk Fund Reg Gr?
SBI Credit Risk Fund Reg Gr is managed by SBI Mutual Fund, holds ₹2,185.54 Cr in assets under management and invests across 36 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- SBI Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Credit Risk Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF200K01685
- Scheme code
- FSGBR072K4