JS
Jalpan ShahLead
Since Jun 2024
AUM managed
₹1,733.48Cr
Tenure
Since Jun 2024
Funds
7
TrustMF Banking & PSU Reg Gr
Banking and PSU FundTRUST Mutual Fund
NAV
₹1,308.45
+0.03% today
AUM
₹130.72 Cr
Fund size
Expense
0.71%
Regular plan
Min SIP
₹1,000
per month
Min Lumpsum
₹1,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank--
Risk-o-meterLow to Moderate Risk
BenchmarkCRISIL Banking and PSU Debt TR INR (100%)
Number of holdings16
Inception02 Feb 2021
Exit load0.0
Debt metrics
Modified duration-- yrs
Average maturity5.5 yrs
Yield to maturity5.50%
Average credit qualityAAA
Standard deviation0.91%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
SP
Since Oct 2025
AUM managed
₹1,674.89Cr
Tenure
Since Oct 2025
Funds
6
About TrustMF Banking & PSU Reg Gr
TrustMF Banking & PSU Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by TRUST Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹1,308.45 per unit and the scheme manages ₹130.72 Cr in assets under management. The fund charges an expense ratio of 0.71% and is benchmarked against CRISIL Banking and PSU Debt TR INR (100%). Over the trailing 5 years, TrustMF Banking & PSU Reg Gr has delivered +5.64% returns. SEBI's riskometer places this scheme in the Low to Moderate Risk category, so read the scheme information document before investing.
Investment objective
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realised
Regular Plan · Growth option · NAV as of 10 Feb 2026
TrustMF Banking & PSU Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.31% | -0.17% |
| 3 months | +0.76% | +0.45% |
| 6 months | +2.17% | +2.15% |
| 1 year | +6.72% | +3.85% |
| 3 years | +6.99% | +6.59% |
| 5 years | +5.64% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +0.70% | +0.42% |
| 6 months | +1.99% | +2.73% |
| 1 year | +6.69% | +4.21% |
| 3 years | +22.42% | +18.81% |
| 5 years | -- | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
TrustMF Banking & PSU Reg Gr — frequently asked questions
What is the NAV of TrustMF Banking & PSU Reg Gr?
The latest net asset value (NAV) of TrustMF Banking & PSU Reg Gr is ₹1,308.45 per unit, +0.03% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has TrustMF Banking & PSU Reg Gr delivered?
TrustMF Banking & PSU Reg Gr has returned +5.64% over the trailing 5 years (1 year: +6.72%, 3 years: +6.99%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of TrustMF Banking & PSU Reg Gr?
TrustMF Banking & PSU Reg Gr charges an expense ratio of 0.71% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is TrustMF Banking & PSU Reg Gr?
SEBI's riskometer classifies TrustMF Banking & PSU Reg Gr as Low to Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in TrustMF Banking & PSU Reg Gr?
You can start a SIP in TrustMF Banking & PSU Reg Gr from ₹1,000 per month, and the minimum lumpsum investment is ₹1,000.
Who manages TrustMF Banking & PSU Reg Gr?
TrustMF Banking & PSU Reg Gr is managed by TRUST Mutual Fund, holds ₹130.72 Cr in assets under management and invests across 16 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- TRUST Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF0GCD01016
- Scheme code
- FS0000GJNB