PD
Pratik DharmshiLead
Since Dec 2024
AUM managed
₹7,528.89Cr
Tenure
Since Dec 2024
Funds
8
Union Retirement Reg Gr
Retirement FundUnion Mutual Fund
NAV
₹15.80
-0.06% today
AUM
₹216.22 Cr
Fund size
Expense
2.10%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹1,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank--
Risk-o-meterVery High Risk
BenchmarkBSE 500 India TR INR (100%)
Number of holdings76
Inception22 Sept 2022
Exit load0.0
Risk metrics
Alpha0
Beta0
Sharpe ratio0.35
Standard deviation15.39%
Sortino ratio0.5
Capital gains tax
Hybrid
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
Hybrid fund taxation depends on equity orientation and holding period; this scheme is treated as non-equity-oriented.
Fund managers
PV
Since Jul 2025
AUM managed
₹216.22Cr
Tenure
Since Jul 2025
Funds
1
About Union Retirement Reg Gr
Union Retirement Reg Gr is an open-ended Retirement Fund mutual fund scheme offered by Union Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹15.80 per unit and the scheme manages ₹216.22 Cr in assets under management. The fund charges an expense ratio of 2.10% and is benchmarked against BSE 500 India TR INR (100%). Over the trailing 3 years, Union Retirement Reg Gr has delivered +10.16% returns. SEBI's riskometer places this scheme in the Very High Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Regular Plan · Growth option · NAV as of 15 Oct 2026
Union Retirement Reg Gr returns
| Period | Fund |
|---|---|
| 1 month | -1.56% |
| 3 months | -4.70% |
| 6 months | +0.32% |
| 1 year | -0.69% |
| 3 years | +10.16% |
Rolling returns
| Period | Fund |
|---|---|
| 3 months | +6.18% |
| 6 months | +4.93% |
| 1 year | +10.22% |
| 3 years | +45.59% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Union Retirement Reg Gr — frequently asked questions
What is the NAV of Union Retirement Reg Gr?
The latest net asset value (NAV) of Union Retirement Reg Gr is ₹15.80 per unit, -0.06% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has Union Retirement Reg Gr delivered?
Union Retirement Reg Gr has returned +10.16% over the trailing 3 years (1 year: -0.69%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of Union Retirement Reg Gr?
Union Retirement Reg Gr charges an expense ratio of 2.10% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is Union Retirement Reg Gr?
SEBI's riskometer classifies Union Retirement Reg Gr as Very High Risk, which is typical for a Retirement Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in Union Retirement Reg Gr?
You can start a SIP in Union Retirement Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹1,000.
Who manages Union Retirement Reg Gr?
Union Retirement Reg Gr is managed by Union Mutual Fund, holds ₹216.22 Cr in assets under management and invests across 76 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- Union Mutual Fund
- Scheme category
- Hybrid
- Scheme sub-category
- Retirement Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF582M01IM1
- Scheme code
- FS0000HT39