AM
Anurag MittalLead
Since Dec 2021
AUM managed
₹52,009Cr
Tenure
Since Dec 2021
Funds
15
UTI Banking & PSU Reg Gr
Banking and PSU FundUTI Mutual Fund
NAV
₹23.64
-0.05% today
AUM
₹1,508.42 Cr
Fund size
Expense
0.47%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹20,000
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#1 of 20
Risk-o-meterLow to Moderate Risk
BenchmarkNIFTY Banking and PSU Debt A-II TR INR (100%)
Number of holdings25
Inception03 Feb 2014
Exit load0.0
Debt metrics
Modified duration0.59 yrs
Average maturity0.62 yrs
Yield to maturity6.98%
Average credit qualityAAA
Standard deviation0.97%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About UTI Banking & PSU Reg Gr
UTI Banking & PSU Reg Gr is an open-ended Banking and PSU Fund mutual fund scheme offered by UTI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹23.64 per unit and the scheme manages ₹1,508.42 Cr in assets under management. The fund charges an expense ratio of 0.47% and is benchmarked against NIFTY Banking and PSU Debt A-II TR INR (100%). Over the trailing 5 years, UTI Banking & PSU Reg Gr has delivered +7.49% returns. SEBI's riskometer places this scheme in the Low to Moderate Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Regular Plan · Growth option · NAV as of 15 Oct 2026
UTI Banking & PSU Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | +0.40% | -0.17% |
| 3 months | +1.58% | +0.45% |
| 6 months | +3.01% | +2.15% |
| 1 year | +5.54% | +3.85% |
| 3 years | +7.24% | +6.59% |
| 5 years | +7.49% | +5.83% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | +0.14% |
| 3 months | +2.17% | +0.42% |
| 6 months | +3.10% | +2.73% |
| 1 year | +5.92% | +4.21% |
| 3 years | +22.98% | +18.81% |
| 5 years | +42.78% | +28.81% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
UTI Banking & PSU Reg Gr — frequently asked questions
What is the NAV of UTI Banking & PSU Reg Gr?
The latest net asset value (NAV) of UTI Banking & PSU Reg Gr is ₹23.64 per unit, -0.05% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has UTI Banking & PSU Reg Gr delivered?
UTI Banking & PSU Reg Gr has returned +7.49% over the trailing 5 years (1 year: +5.54%, 3 years: +7.24%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of UTI Banking & PSU Reg Gr?
UTI Banking & PSU Reg Gr charges an expense ratio of 0.47% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is UTI Banking & PSU Reg Gr?
SEBI's riskometer classifies UTI Banking & PSU Reg Gr as Low to Moderate Risk, which is typical for a Banking and PSU Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in UTI Banking & PSU Reg Gr?
You can start a SIP in UTI Banking & PSU Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹20,000.
Who manages UTI Banking & PSU Reg Gr?
UTI Banking & PSU Reg Gr is managed by UTI Mutual Fund, holds ₹1,508.42 Cr in assets under management and invests across 25 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- UTI Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Banking and PSU Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF789F014Z9
- Scheme code
- FS0000AKR2