PP
Pankaj PathakLead
Since Apr 2025
AUM managed
₹2,484.64Cr
Tenure
Since Apr 2025
Funds
4
UTI Gilt Reg Gr
Gilt FundUTI Mutual Fund
NAV
₹64.81
+0.15% today
AUM
₹419.51 Cr
Fund size
Expense
1.01%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹500
one-time
Exit Load
0.0
on redemption
Fund snapshot
Category rank#9 of 21
Risk-o-meterModerate Risk
BenchmarkCRISIL Dynamic Gilt TR INR (100%)
Number of holdings7
Inception21 Jan 2002
Exit load0.0
Debt metrics
Modified duration3 yrs
Average maturity6.89 yrs
Yield to maturity6.15%
Average credit qualityAAA
Standard deviation3.17%
Capital gains tax
Debt
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Debt fund gains are taxed at your income slab rate.
Debt and other non-equity mutual fund gains are taxed at the investor's slab rate.
Fund managers
About UTI Gilt Reg Gr
UTI Gilt Reg Gr is an open-ended Gilt Fund mutual fund scheme offered by UTI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹64.81 per unit and the scheme manages ₹419.51 Cr in assets under management. The fund charges an expense ratio of 1.01% and is benchmarked against CRISIL Dynamic Gilt TR INR (100%). Over the trailing 5 years, UTI Gilt Reg Gr has delivered +5.13% returns. SEBI's riskometer places this scheme in the Moderate Risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Regular Plan · Growth option · NAV as of 15 Oct 2026
UTI Gilt Reg Gr returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.91% | -1.19% |
| 3 months | -1.42% | -1.40% |
| 6 months | +0.07% | +1.15% |
| 1 year | +2.58% | +1.10% |
| 3 years | +6.07% | +5.98% |
| 5 years | +5.13% | +5.11% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | -0.76% |
| 3 months | +1.32% | -0.96% |
| 6 months | +2.08% | +3.11% |
| 1 year | +6.28% | +2.76% |
| 3 years | +20.60% | +17.27% |
| 5 years | +32.50% | +26.02% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
UTI Gilt Reg Gr — frequently asked questions
What is the NAV of UTI Gilt Reg Gr?
The latest net asset value (NAV) of UTI Gilt Reg Gr is ₹64.81 per unit, +0.15% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has UTI Gilt Reg Gr delivered?
UTI Gilt Reg Gr has returned +5.13% over the trailing 5 years (1 year: +2.58%, 3 years: +6.07%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of UTI Gilt Reg Gr?
UTI Gilt Reg Gr charges an expense ratio of 1.01% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is UTI Gilt Reg Gr?
SEBI's riskometer classifies UTI Gilt Reg Gr as Moderate Risk, which is typical for a Gilt Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in UTI Gilt Reg Gr?
You can start a SIP in UTI Gilt Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹500.
Who manages UTI Gilt Reg Gr?
UTI Gilt Reg Gr is managed by UTI Mutual Fund, holds ₹419.51 Cr in assets under management and invests across 7 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- UTI Mutual Fund
- Scheme category
- Debt
- Scheme sub-category
- Gilt Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF789F01661
- Scheme code
- FSUSA09U7Z