VS
V SrivatsaLead
Since Sep 2009
AUM managed
₹18,770.56Cr
Tenure
Since Sep 2009
Funds
4
UTI Retirement Fund Reg Gr
Retirement FundUTI Mutual Fund
NAV
₹49.44
+0.43% today
AUM
₹4,699.44 Cr
Fund size
Expense
1.64%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹500
one-time
Exit Load
1.0
on redemption
Fund snapshot
Category rank--
Risk-o-meterModerately High risk
BenchmarkCRISIL ST Debt Hybrid 60+40 FundTR INR (100%)
Number of holdings62
Inception26 Dec 1994
Exit load1.0
Risk metrics
Alpha0
Beta0
Sharpe ratio-0.21
Standard deviation7.52%
Sortino ratio-0.26
Capital gains tax
Hybrid
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
Hybrid fund taxation depends on equity orientation and holding period; this scheme is treated as non-equity-oriented.
Fund managers
SP
Since Dec 2021
AUM managed
₹23,579.71Cr
Tenure
Since Dec 2021
Funds
18
AM
Since Nov 2025
AUM managed
₹52,009Cr
Tenure
Since Nov 2025
Funds
15
About UTI Retirement Fund Reg Gr
UTI Retirement Fund Reg Gr is an open-ended Retirement Fund mutual fund scheme offered by UTI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹49.44 per unit and the scheme manages ₹4,699.44 Cr in assets under management. The fund charges an expense ratio of 1.64% and is benchmarked against CRISIL ST Debt Hybrid 60+40 FundTR INR (100%). Over the trailing 5 years, UTI Retirement Fund Reg Gr has delivered +7.27% returns. SEBI's riskometer places this scheme in the Moderately High risk category, so read the scheme information document before investing.
Investment objective
The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Regular Plan · Growth option · NAV as of 15 Oct 2026
UTI Retirement Fund Reg Gr returns
| Period | Fund |
|---|---|
| 1 month | -0.88% |
| 3 months | -2.41% |
| 6 months | -0.97% |
| 1 year | -1.12% |
| 3 years | +7.52% |
| 5 years | +7.27% |
Rolling returns
| Period | Fund |
|---|---|
| 3 months | +2.67% |
| 6 months | +0.34% |
| 1 year | +3.68% |
| 3 years | +28.98% |
| 5 years | +57.98% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
UTI Retirement Fund Reg Gr — frequently asked questions
What is the NAV of UTI Retirement Fund Reg Gr?
The latest net asset value (NAV) of UTI Retirement Fund Reg Gr is ₹49.44 per unit, +0.43% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has UTI Retirement Fund Reg Gr delivered?
UTI Retirement Fund Reg Gr has returned +7.27% over the trailing 5 years (1 year: -1.12%, 3 years: +7.52%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of UTI Retirement Fund Reg Gr?
UTI Retirement Fund Reg Gr charges an expense ratio of 1.64% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is UTI Retirement Fund Reg Gr?
SEBI's riskometer classifies UTI Retirement Fund Reg Gr as Moderately High risk, which is typical for a Retirement Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in UTI Retirement Fund Reg Gr?
You can start a SIP in UTI Retirement Fund Reg Gr from ₹500 per month, and the minimum lumpsum investment is ₹500.
Who manages UTI Retirement Fund Reg Gr?
UTI Retirement Fund Reg Gr is managed by UTI Mutual Fund, holds ₹4,699.44 Cr in assets under management and invests across 62 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- UTI Mutual Fund
- Scheme category
- Hybrid
- Scheme sub-category
- Retirement Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF789F1AA56
- Scheme code
- FSGBR071SM