AT
Ajay TyagiLead
Since Dec 2014
AUM managed
₹29,270.90Cr
Tenure
Since Dec 2014
Funds
3
UTI Unit Linked Insurance Plan
Balanced Hybrid FundUTI Mutual Fund
NAV
₹42.23
+0.29% today
AUM
₹5,107.67 Cr
Fund size
Expense
1.58%
Regular plan
Min SIP
₹500
per month
Min Lumpsum
₹15,000
one-time
Exit Load
2.0
on redemption
Fund snapshot
Category rank#1 of 1
Risk-o-meterHigh Risk
BenchmarkNifty 50 Hybrid Composite Debt 50:50 (100%)
Number of holdings45
Inception01 Oct 1971
Exit load2.0
Risk metrics
Alpha-0.84
Beta0.78
Sharpe ratio0.24
Standard deviation6.77%
Sortino ratio0.34
Capital gains tax
Hybrid
STCG · short-term
Slab RateShort-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
LTCG · long-term
Slab RateLong-term gains taxed at slab rate
Non-equity-oriented hybrid fund gains are taxed at your income slab rate.
Hybrid fund taxation depends on equity orientation and holding period; this scheme is treated as non-equity-oriented.
Fund managers
SP
Since Dec 2021
AUM managed
₹23,579.71Cr
Tenure
Since Dec 2021
Funds
18
KG
Since Apr 2025
AUM managed
₹30,714.47Cr
Tenure
Since Apr 2025
Funds
4
RG
Since Aug 2024
AUM managed
₹29,270.90Cr
Tenure
Since Aug 2024
Funds
2
AM
Since Nov 2025
AUM managed
₹52,009Cr
Tenure
Since Nov 2025
Funds
15
AS
Since Jan 2026
AUM managed
₹29,270.90Cr
Tenure
Since Jan 2026
Funds
2
About UTI Unit Linked Insurance Plan
UTI Unit Linked Insurance Plan is an open-ended Balanced Hybrid Fund mutual fund scheme offered by UTI Mutual Fund under the regular plan with the growth option. Its latest net asset value (NAV) is ₹42.23 per unit and the scheme manages ₹5,107.67 Cr in assets under management. The fund charges an expense ratio of 1.58% and is benchmarked against Nifty 50 Hybrid Composite Debt 50:50 (100%). Over the trailing 5 years, UTI Unit Linked Insurance Plan has delivered +4.65% returns. SEBI's riskometer places this scheme in the High Risk category, so read the scheme information document before investing.
Investment objective
Investment objecve of the scheme is primarily to provide return through growth in the NAV or through dividend distribuon (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equies and equity related instruments.
Regular Plan · Growth option · NAV as of 15 Oct 2026
UTI Unit Linked Insurance Plan returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -0.45% | -2.32% |
| 3 months | -0.76% | -2.29% |
| 6 months | +3.26% | +3.49% |
| 1 year | -0.79% | -0.07% |
| 3 years | +6.74% | +7.58% |
| 5 years | +4.65% | +5.03% |
Rolling returns
| Period | Fund | Category average |
|---|---|---|
| 1 month | -- | -3.31% |
| 3 months | +6.24% | -0.58% |
| 6 months | +5.29% | +8.92% |
| 1 year | +4.00% | +3.31% |
| 3 years | +25.59% | +29.25% |
| 5 years | -- | +40.28% |
Past performance is not indicative of future returns. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
UTI Unit Linked Insurance Plan — frequently asked questions
What is the NAV of UTI Unit Linked Insurance Plan?
The latest net asset value (NAV) of UTI Unit Linked Insurance Plan is ₹42.23 per unit, +0.29% over the previous trading day. NAV is declared by the AMC at the end of every business day.
What returns has UTI Unit Linked Insurance Plan delivered?
UTI Unit Linked Insurance Plan has returned +4.65% over the trailing 5 years (1 year: -0.79%, 3 years: +6.74%). Returns beyond one year are annualised. Past performance does not guarantee future returns.
What is the expense ratio of UTI Unit Linked Insurance Plan?
UTI Unit Linked Insurance Plan charges an expense ratio of 1.58% per annum. The expense ratio is deducted from the scheme's assets, so the NAV you see is already net of it.
How risky is UTI Unit Linked Insurance Plan?
SEBI's riskometer classifies UTI Unit Linked Insurance Plan as High Risk, which is typical for a Balanced Hybrid Fund scheme. Match the scheme's risk level to your own risk tolerance and investment horizon before investing.
What is the minimum investment in UTI Unit Linked Insurance Plan?
You can start a SIP in UTI Unit Linked Insurance Plan from ₹500 per month, and the minimum lumpsum investment is ₹15,000.
Who manages UTI Unit Linked Insurance Plan?
UTI Unit Linked Insurance Plan is managed by UTI Mutual Fund, holds ₹5,107.67 Cr in assets under management and invests across 45 holdings. This page covers the regular plan with the growth option.
Scheme identifiers
- Fund house
- UTI Mutual Fund
- Scheme category
- Hybrid
- Scheme sub-category
- Balanced Hybrid Fund
- Plan
- Regular plan
- Option
- Growth
- ISIN
- INF789F1AA15
- Scheme code
- FSGBR071F6