Plan regular withdrawals and see how long your investment corpus may sustain them.
In Short
An SWP calculator shows how long a corpus lasts when you withdraw a fixed amount every month. The remaining balance keeps earning returns, so you see total withdrawn, interest earned and the corpus left at the end.
Your SWP Plan
Drag a slider or type a value.
₹
₹0₹25L₹50L₹75L₹1Cr
₹
₹0₹2.5L₹5L₹7.5L₹10L
%
0%13%25%38%50%
1Y7131925Y
Increase your monthly withdrawal each year to keep up with expenses.
Withdrawal Summary
Total withdrawn
₹16,07,804
Corpus runs out in 13y 5m.
StartCorpus remaining over 13 yrs
Total investment₹10,00,000
Total withdrawn₹16,07,804
Interest earned₹6,07,804
Remaining corpus₹0
Monthly withdrawal
₹10,000
Assumed return
8% p.a.
Funds Commonly Used for Systematic Withdrawals
Funds are shown for information only. Read all scheme-related documents carefully before investing.
What Is an SWP Calculator?
A systematic withdrawal plan calculator estimates how a lump-sum corpus behaves when you draw a fixed monthly income from it. Each month the balance earns a return and the withdrawal is deducted.
It is useful for retirement income planning: you can see whether the corpus sustains your withdrawals for the full period or runs out early.
How It Works
• The remaining balance grows at the expected monthly return.
• Your fixed withdrawal is subtracted each month.
• Optional yearly step-up raises the withdrawal to match rising expenses.
• The cycle repeats until the period ends or the corpus depletes.
Good to know
A withdrawal rate lower than your expected return can leave the corpus larger than you started with, while a high rate can exhaust it well before the period ends.
Frequently Asked Questions
It helps you plan sustainable withdrawals from your investment corpus while tracking how long your funds will last.
